HVAC Financing

No Interest, No Payments (“NINP”)

Promotional financing available to qualified buyers at 0% APR with no payments for a set number of months as disclosed in the offer. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer.  No interest is owed if paid in full within promotional period.  If the entire Amount Financed is not paid on or before the end of the Promotional Period, then the borrower will be responsible for paying interest, which will accrue as of the first calendar day following the Promotional Expiration Date. Interest is not charged on the principal balance paid during the promotion period, even if the loan is not paid in full during the promotional period. If a scheduled monthly payment is 31 days or more past due during the Promotional Period, the promotional offer will terminate. If you do not elect to participate in the promotional financing, APR may vary from 2.99% to 25% by state for remaining term of your financing. You may prepay your account at any time without penalty.  Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only.  Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

Standard Installment

Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer.  APR may vary from 2.99% to 25% by state.  You may prepay your account at any time without penalty.  Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer.  All offers are subject to credit approval and are estimates only.  Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.